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Independent insurance agents of south dakota
Independent insurance agents of south dakota
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Why Cheap Health Insurance Isn’t Better Insurance
Purchasing the ideal healthcare plan for you and your family comes down to not only calculating your monthly budget, but being able to realistically look at your projected medical needs for the next year. For individuals that are eligible for cost assistance on their health plan in the form of a tax subsidy, getting coverage…
How to Pay Less for Healthcare Before You Meet Your Deductible
Study after study has revealed that one of the top concerns Americans have is paying for healthcare. And for good reason. While wages have risen a modest 10% since 2010, healthcare deductibles have risen 67% in the same time period for American workers. Instead of skipping treatment because the first $2,000, $4,000 or $10,000 of…
Why Health Insurance is Important
Getting hurt or sick isn’t something a person wants to happen, but unexpected medical events do occur. Having a health insurance plan helps pay for some of those unexpected costs, and provides financial protection against ongoing large medical bills. Here are some of the advantages of health insurance: With the passing of the Affordable Care…
Qualifying Life Events That Allow You to Buy Health Insurance
News Flash: The health insurance landscape has changed. Individuals who once could buy health insurance whenever they wanted are now forced to act like traditional company employees, and only enroll in a health insurance plan during an annual open enrollment period. However, life can throw curve balls, and leave an individual without health insurance outside…
Health Insurance Facts: Tax Subsidy and Tax Penalty
The Affordable Care Act ushered in a new level of benefits and complexity for individuals and families that purchase their own health insurance. On the positive side, anyone who falls between 100%-400% of the Federal Poverty Level (a family of four that makes between roughly $23,000 and $95,000 on average, depending on their state of…
What is The Affordable Care Act?
The Affordable Care Act, also commonly referred to as “Obamacare,” is healthcare reform legislation that was signed into law by President Barack Obama in 2010. The law has many provisions that have been and continue to roll out in phases, some of which will not go into effect until 2022. With the passing of Obamacare,…
Test Your Healthcare IQ
Think you know health insurance inside and out? We asked our insurance industry experts what questions they are most frequently asked, and what information is lesser known, but vital to making an informed health plan purchase. Answer the questions and find out how advanced your health plan IQ really is. Questions / A. What is…
Top Three Insurance Terms
Shopping for health insurance can be confusing as soon as large words not part of the average English vocabulary become part of the conversation. You have to know what the words mean in order to understand what you’re getting with your health insurance coverage. So here are three insurance terms you can master to become a more informed…
Affordable Coverage Within Reach
Apply online in minutes, saving time and money on your health insurance plan. Check out this infographic to learn more about shopping for healthcare the right way. Other infographics of interest: INFOGRAPHIC: Protect Your Wallet INFOGRAPHIC: Do I Have to Buy Health Insurance?
Health Insurance Open Enrollment For 2019
The time to purchase a new health insurance plan for 2019 is almost here. Depending on the state in which you live, there will be many options for you to consider. Open enrollment begins November 1, 2018, and runs through December 15, 2018. In order to have coverage on January 1, 2019, you must either…